Quincy Car Accident Lawyers
More Than 35 Years of Collective Experience
Did you know that if you’ve been injured in a car accident, you can file a personal injury lawsuit against the person who caused the accident? Normally, insurance companies will take care of medical bills and expenses, but what if insurance doesn’t cover the full amount? What if your injuries will have a permanent effect on your life?
Whether you’ve been injured in a minor car accident, or have severe, life-long injuries from a serious collision, our Quincy car accident lawyers at Powers & Caccavale are here to help you.
What to Do after a Car Accident
Whether you’ve been involved in a car accident or injured as a pedestrian, it can be a very overwhelming and frightening experience.
If you should ever find yourself involved in a vehicle accident, follow these steps to make sure you stay safe and have the best possible chances of receiving maximum compensation:
- Contact policy or emergency services immediately after the accident
- Gather information about the vehicles involved, such as the name, address, and phone number of the drivers
- Gather contact information from witnesses
- Notify the police of any traffic violations the drivers may have committed
- Get medical attention as soon as possible
- Notify your insurance company of the accident
- Gather evidence, such as photographs, location of the accident, and injuries you have suffered
- Contact a trusted lawyer
Who Will Pay Your Medical Bills?
In Massachusetts, a portion of your car accident medical bills will be paid by what is known as Personal Injury Insurance (PIP). This means that your motor vehicle insurance company will pay for the first $2,000 in medical bills. If you were a pedestrian or bicyclist involved in the accident, the first $2,000 in medical bills will be paid by the company insuring the car that injured you. Your health insurance company should pay for the rest of your medical bills. If you do not have health insurance, you may be able to receive up to $8,000 in PIP coverage.
What about Lost Wages?
If your car accident injuries prevent you from returning to work, you may be entitled to receive up to 75% of your lost wages under PIP. It’s important to know that PIP only pays out up to $8,000, which includes medical bills and lost wages.
Compensation for Pain & Suffering
If you have more than $2,000 in medical bills and the car accident was caused by someone else’s negligence, you may be eligible for additional compensation know as bodily injury compensation.
In the state of Massachusetts, you will only be eligible for this compensation if your medical bills exceed $2,000 or if your injury:
Speaking with an experienced car accident lawyer in Quincy can help you determine whether you have a personal injury claim to pursue and if so, how much you can expect to receive in your individual case.
How Is Negligence Determined?
A finding of negligence in a car accident case can be based on:
- Failure to obey traffic signs
- Texting/talking on a cell phone while driving
- Careless driving
- Driving under the influence
- School bus accidents
Any other violation of law can be grounds for finding negligence.
Compensation Available in Car Accident Claims
In car accident personal injury cases, there are generally two categories for compensation available: economic and non-economic damages.
Economic damages include:
- Medical expenses
- Lost wages
- Damaged property
Non-economic damages include:
- Pain and suffering
- Psychological trauma
- Damage to your reputation
- Worsening of past injuries
Can I File A Car Accident Claim After Insurance Pays?
Since most insurance settlements state specifically that the amount agreed upon will be the only compensation given out to the injury victim, once you agree to a settlement it’s usually difficult to recover any additional compensation. If you have already signed an agreement, call our firm today to learn from our attorneys what options you may have.
Why Hire a Car Accident Attorney?
Even if you qualify to file a personal injury claim after your car accident it can be difficult to recover the full amount of compensation you deserve without a qualified car accident attorney on your side. The biggest reason for this is the fact that insurance companies are mainly concerned with saving their company money not ensuring you have what you need in order to recover well from your injuries. Our firm is experienced in car accident law and knows the ins and outs of what to expect during your claims process. Contact us today, we are ready to help you!
Contact Powers & Caccavale Today
The Quincy car accident lawyers at Powers & Caccavale are experienced in dealing with car accident personal injury claims. If you’ve been injured in a car accident and it wasn’t your fault, you may be entitled to compensation.
Over 35 Years of Experience
We use our combined experience to aggressively represent you and to fight for your rights and the benefits you deserve.
Insight to Insurance Company Tactics
One of our partners, Gerry, previously spent over a decade working for an insurance company, so we deeply understand how they work and what it takes to get you paid.
Small, Local Firm
We have deep roots within our community and strive to deliver exceptional service for our clients through their time of need.
Always Prepared for Trial
We advocate for our clients to ensure they get the compensation they deserve no matter how little or big the fight may be.
Direct Contact to an Attorney
When you hire us, you will be working directly with an attorney throughout the entire process.