10 Things You Should Know About Workers’ Compensation

1. Scarring and Disfigurement

You could be entitled to additional compensation for permanent scarring or disfigurement that occurs on your face, neck, or hands. Even a surgical scar from a neck surgery could be covered by workers’ compensation.

2. Hearing Loss Claims

If you’re exposed to hazardous noise at your workplace for a long period of time, you could experience hearing problems or even hearing loss. If the noise is work-related, you could be entitled to workers’ comp benefits.

3. Pre-existing Conditions Worsened by Work Duties

If you have an injury or illness that was aggravated or worsened by your work duties, you could be eligible for workers’ compensation. These claims are usually difficult to prove, so it’s best to speak with a qualified workers’ comp attorney to get the compensation you deserve.

4. Lump-sum Settlements

One-time settlements in lieu of weekly payments could be available to you. However, you cannot be forced to settle by the insurance company. There are many factors to consider regarding a settlement, so make sure to speak with a workers’ comp lawyer to make sure you’re getting a fair deal.

5. Occupational Diseases and Work Exposures

Exposure to chemicals or fumes, such as benzene for example, at the workplace can cause serious and life-threatening diseases. Speak to your doctor about what you’ve possibly been exposed to at work. Lung and skin diseases are common occupational diseases that could be covered by workers’ comp.

6. Workers’ Comp is a “No-Fault” System

Even if your work accident was your fault, you could still be covered. Intentional acts and criminal activity are exceptions to this rule.

7. No Pre-Authorization is Needed for Medical Treatment

You are entitled to medical treatment that is reasonable, necessary, and related to your work injury. Did you know that an insurance adjuster does not need to pre-authorize your treatment?

8. Workers’ Comp Benefits Cannot Be Stopped Without Notice

Once your benefits begin, they will not stop without adequate notice. The only way your benefits will be stopped is if you return to work, or if a judge declares that they stop.

9. You Might Have To Return to Light Duty Work

When your doctor releases you to return to work with modifications, you must do so in order to keep receiving benefits. Your doctor will monitor your progress when you return to work and make sure your condition is not getting worse. Speak with a workers’ comp attorney when you are released to work at any level to make sure your rights are fully protected.

10. Sight Loss

Just like work-related hearing loss, work-related sight loss could get you additional compensation. Whether you’ve become completely blind, blind in one eye, or just need glasses, workers’ comp could cover your eye injuries.

Contact a Massachusetts Workers’ Comp Attorney

If you’ve been injured at work or while on-the-job, you could be entitled to workers’ compensation to cover medical bills, lost wages, physical therapy, and much more. The workers’ comp process can be lengthy and complex, so it’s recommended that you talk to a knowledgeable workers’ compensation lawyer before beginning the process. To learn more and to contact us at Powers & Caccavale, fill out our free case evaluation or call us at (617) 379-0016.

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