How Do Workers’ Compensation Death Benefits Work?

Every year, dozens of hardworking people die due to on-the-job accidents in Massachusetts. This puts deceased workers’ families in tough spots, both emotionally and financially. If you are the spouse, child, or parent of a fatally injured worker, you may be able to lift the financial burden and receive weekly workers’ comp benefits. The claim process can be complex and time-consuming, which is why consulting with an experienced Massachusetts workers’ compensation attorney can be very important in helping you secure the benefits you deserve.

What Accidental Death Benefits Are Available?

Surviving Spouse Benefits: If your husband or wife was fatally injured in a work-related accident, you are entitled to 2/3 of your spouse’s average weekly wage for a period of up to 250 weeks. In order to be eligible for these payments, you must have been living with your deceased spouse at the time of his or her death and you must remain unmarried to continue receiving the weekly payment. If you do not become fully self-sufficient after the 250 weeks, you may be able to continue receiving workers’ comp benefits indefinitely.

Dependent Children Benefits: A payment of $60 a week could be made to each minor dependent child until they turn 18. The child did not have to be living with the deceased parent at the time of his or her death, but the child had to have been financially supported by that parent prior to death.

Parents of Deceased Worker Benefits: If you are the parents of the deceased worker and you relied on your child for support, you may also be eligible for survivor benefits. Speaking to a workers’ comp attorney can give you more information on claiming your compensation.

Funeral Expenses: A payment of up to $4,000 could be made to cover burial costs.

Which Jobs Have the Highest Risk of Accidental Deaths?

While all jobs come with the unfortunate risk of death, there are some that carry a higher risk of on-the-job fatalities. These include:

  • Construction workers
  • Truck drivers
  • Electricians
  • Farmworkers
  • Roofers
  • Miners
  • Mechanics

Do I Need a Workers’ Comp Attorney?

Insurance companies will try to delay your claim, dispute your claim, and even deny your claim completely. When someone you love has just died, this frustration is the last thing you want to experience. Our lawyers at Powers & Caccavale are experienced in dealing with insurance companies and are determined to get you the benefits you deserve. If your loved one has died as a result of a workplace accident, don’t go it alone. Speak to one of our trusted attorneys today by filling out our free case evaluation or calling us at (617) 379-0016.

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